Frequently Asked Questions

The perceived danger of cycling is often disproportionate to the actual risk. Research shows that in Australia, per 100,000 participants, an individual is seven times more likely to be hospitalized playing football than riding a bicycle. Furthermore, risk-benefit analyses consistently report that the health benefits of cycling outweigh the risks by factors ranging from five to one, to twenty to one. Yet another finding reported time and again in the literature is that as more people cycle, the safer it becomes for everyone.
Workcover insurance covers workers who are injured or become ill because of their work duties. This includes injuries that occur during work-related travel. Entitlements may include the replacement of lost income, medical and rehabilitation treatment costs, legal costs, or, in the event of a serious injury, lump sum compensation.
Cyclists who are injured in an accident on a road, involving a registered motor vehicle, are covered by the Transport Accident Commission (TAC). The TAC can pay for medical treatment needed because of the accident at a public or private hospital. It can also pay for a range of other medical treatments, such as physiotherapy or pharmacy items.
Bicycle Network is a self-funded community organisation, owned collectively by its members. Membership has many benefits including insurance cover for personal injury and public liability as a result of a bike accident as well as free consumer and legal advice. Bikes@Work recommends all riders consider taking out Bicycle Network Victoria membership.